Delivering Benefits in Old Age by Paul Dornan

Author:Paul Dornan [Dornan, Paul]
Language: eng
Format: epub
Tags: Social Science, Social Work, Sociology, General
ISBN: 9781351160148
Google: mp1ADwAAQBAJ
Barnesnoble:
Goodreads: 36984408
Publisher: Routledge
Published: 2017-11-20T00:00:00+00:00

Henceforth the basis of analysis are the 9106 benefit units complying with the age criteria. Maximum Minimum Income Guarantee entitlement represents the amount of benefit due if the benefit unit had no income coming in at all each week and no savings. It is derived by calculating and summing the different components of Minimum Income Guarantee; the personal allowances, premiums and housing costs. The first stage in Box 2 is to assess the personal allowance and this is broken down into personal allowances for adults and for any children within the benefit unit. Dependent children increase the personal allowance only if they own less than £3000 capital (above this no child personal allowance is payable, although premiums may be). The results, in terms of the percentages modelled as falling into each category, are presented below (those for recipients are broken down first by whether the model suggests they have an entitlement, and then by the recipient category used later in this chapter).

Where differences exist between the administrative and FRS data, as with the numeric counts, this can be attributed to the fact the FRS undercounts recipients by about 478,000 units. The recipient data in the table suggests that most of this undercount is single pensioners, a difference of 463,000 units, couples are only under counted by about 17,000 units. The finding that the undercount is not evenly distributed gives justification for not factoring up caseload take up estimates for sub-group analysis; it is evidence of variation in undercounting. Secondly it gives us some data with which to evaluate explanations for this undercount. Reasons are discussed below and it is argued that this offers some supporting evidence that the undercount is, as is often argued, mis-reporting by pensioners true receipt of Minimum Income Guarantee.

Table 5.2 Personal allowances

Grossed to Great Britain, 000s (%) Comparable administrative figures, 000s (%)

Entitled recipients Single personal allowance 891 (80.1) -

Couple personal allowance 221 (19.9) -

Either single or couple with childrens allowance 27 (2.4) -

Non entitled recipients Single personal allowance 105 (72.4) -

Couple personal allowance 40 (27.6) -

Either single or couple with childrens allowance 1 (1.0) -

Recipients Single personal allowance 996 (79.2) 1,459 (84.0)

Couple personal allowance 261 (20.7) 278 (16.0)

Either single or couple with childrens allowance 28 (2.2) 29(1.7)

Entitled non recipients Single personal allowance 638 (71.9) -

Couple personal allowance 249 (28.1) -

Either single or couple with childrens allowance 10(1.1) -

Note: Base = 9106. Those reporting a child allowance also appear within the single or couple personal allowance cell, hence the percentages sum to over 100.

Source: Author’s analysis of FRS 2001-02. Figures rounded to nearest thousand. Administrative figures from August 2001 (DWP, 2001e: 33, table 2.2).

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